This Privacy Policy outlines the privacy practices of TIFIN websites that link to this policy (collectively, “we,” “us,” or “our”) and how we handle personal information that we collect through our application, website and any other sites or services that link to this Privacy Policy (collectively, the “Services”).
We have additional information for you depending on whether you are a California resident or a resident of the United Kingdom, Switzerland, the European Economic Area (collectively, “Europe” or “European”).
Information you provide to us:
Contact and account information, such as your first and last name, email address, phone number, and mailing address.
Payments and transaction data associated with your enrollment in our Stock Market Coaching Program. Our payment processing service, Authorize.net, will process your payments. See the “Authorize.net” section below to learn how Authorize.net handles your personal information.
Feedback or correspondence associated with the information you provide as you send us questions, comments, product reviews, or other communications online.
Usage information, such as statistics about your use of the Services, how you interact with us, including information associated with any content you upload to the Services or otherwise submit to us, and information you provide when you interact with any interactive features of the Services.
Marketing information, such as your preferences for communications about our activities and publications, and details about how you engage with our communications.
Other information that we collect not listed here but that we will use in line with this Privacy Policy, or otherwise disclosed at the time of collection.
Information we receive from third parties:
Social Media. We may have pages on social media sites like Facebook, LinkedIn, Instagram, and Twitter. If you visit or interact with our pages through these services, the platform provider’s privacy policy will apply to your interactions and their collection, use and processing of your personal information. You or the platforms may provide us with information through the platform, and we will treat such information in accordance with this Privacy Policy.
Other Sources. We may collect your information from other third parties, including marketing partners, public sources, lead generators and data providers.
Automatic data collection. We and our service providers may log automatically certain data from you and your computer or mobile device when you access our Services, communicate with us, and otherwise interact with us, such as:
Device, such as type of operating system and version for computers or mobile devices, manufacturer and model for computers or mobile devices, browser type, screen resolution, size of RAM in computer or mobile device, size of disk for the computer or mobile device, CPU usage for a computer or mobile device, type of device in question, for instance a phone or tablet, IP address, unique identifiers, including identifiers used for the purpose of advertising, language of the computer or mobile device, mobile device carrier, radio/network information, for example, WiFi, LTE, 4G, and general location information may be city, state or geographic area.
Online activity data, which can include pages or screens and/or the sites you visited, for example: How long did you spend on a page or screen? Your navigation from page or screen to another. Information about your behavior on a particular page or screen. Access times and information about the date and time when our marketing emails were opened, links within them clicked, geo location.
Cookies are text files, downloaded onto your device by our websites to uniquely identify your browser and/or the information or settings stored in your browser to help you navigate between pages efficiently, remember your preferences like language and other communication preferences, enable functionality such as logging-in, helping us understand how you and others use our services so we can fulfill requests and for online advertising.
Local storage, which is like cookies but allows more extensive data to be stored and saves it on your device outside of your browser but linked with certain applications).
Web beacons, also referred to as pixel tags or clear GIFs, used to prove that a page was opened or particular content was viewed or clicked.
How we use your personal information
To operate our Services:
To provide, operate, maintain, secure and improve our Services.
Process transactions initiated by you and send you notices about your transactions and network activity.
To provide information about our Services.
With regard to communications to or through the Services and Services’ updates, we shall communicate with you about your account, our Services, and our system operating in the territory for which your account is opened.
Resolve any disputes or issues.
Collect any fees owed us by your bank.
Troubleshoot problems.
Understand your needs and interests, enable us to provide you with better services.
Verify your identity.
Answer requests, questions and feedback.
For research and development. To analyze and improve the Services and to develop new products and Services, including by studying use of our Services.
Marketing and advertising. We and our advertising partners may collect and use your personal information for marketing and advertising purposes, including:
Direct marketing. We may from time-to-time send you direct marketing communications as permitted by law, including, but not limited to, notifying you of special promotions, offers and events via email and in-app notifications. You may opt out of our marketing communications as described in the “Opt out of marketing communications” section below.
Interest-based advertising. We work with our advertising partners, third-party advertising companies, and social media companies to deliver ads throughout their networks. These businesses may use interest-based advertising techniques, including cookies and other technologies, to collect information about your interaction with our Services, our communications and other online services, and use that information to serve online ads that they believe will interest you. This is called interest-based advertising. We also may share information about our users with these companies to enable them to provide interest-based advertising or other interest-based content to you or others on other websites and online services. You can opt out of receiving interest-based advertising as described in the “Online tracking opt-out” section below.
Comply with law. As we believe necessary or appropriate to comply with applicable laws, lawful requests, and legal process, such as to respond to subpoenas or requests from government authorities.
For compliance, fraud prevention, and safety. To: (a) protect our, your or others’ rights, privacy, safety or property (including by making and defending legal claims); (b) enforce the terms and conditions that govern our Services; and (c) protect, investigate, and deter against fraudulent, harmful, unauthorized, unethical or illegal activity.
To anonymously create data. We collect and receive personal information from our business customers, their clients, and users of the Services. We process your personal information to make it into anonymous data. We may transfer information to third parties if necessary for our permitted business purposes. It helps us in analyzing and refining the Services and promoting the Services.
How we share your personal information
Company affiliates. We may share your personal information with our corporate parent, subsidiaries, and affiliates for purposes consistent with this Privacy Policy.
Service providers. We may share your personal information with third-party companies and individuals that provide services on our behalf or help us operate our Services (such as customer support, hosting, analytics, email delivery, marketing, identity verification, fraud detection, payment processing, and database management).
Advertising partners. We may share your personal information with third-party advertising companies, including for the interest-based advertising purposes described above.
Professional advisors. We may disclose your personal information to professional advisors, such as lawyers, bankers, auditors and insurers, where necessary in the course of the professional services that they render to us.
For compliance, fraud prevention and safety. We may disclose your personal information to the extent required or permitted to meet applicable laws or regulations, as well as conduct and safeguard our business operations.
Business transfers. We may sell, transfer or otherwise share some or all of our business or assets, including your Personal Information, in connection with a business transaction (or potential business transaction) such as a corporate divestiture, merger, consolidation, acquisition, reorganization or sale of assets, or in the event of bankruptcy or dissolution. In such a case, we will make reasonable efforts to require the recipient to honor this Privacy Policy.
Your options
Unsubscribe from marketing messages. Follow the unsubscribe link contained at the bottom of the message.
Subscribers to StockNews may terminate their service by contacting your StockNews sales representative and requesting that we deactivate your service. After opting out, you may still receive service-related and other non-marketing emails.
Online tracking opt-out. There are lots of ways to do that. We’ve listed some ways for you below.
Blocking cookies in your browser Most browsers offer you the ability to delete or block cookies. To do this follow your browser’s help instructions. Some browsers will begin installing cookies immediately, but waiting to start browsers up until you wish to access a site using its cookies makes this easier to control. To find out more about cookies, including how to see what cookies have been set on your device and otherwise how to manage and delete them, visit allaboutcookies.org.
For further details on how to control cookies and online tracking through your browser, please refer to the following:
Firefox; Chrome; Microsoft Edge; Safari
Disable or limit use of advertising ID on your mobile device. You may have access settings that will limit further use of an advertising ID associated with your mobile device for interest-based advertising.
By using privacy plug-ins or browsers. You may, through your browser settings, such as Brave or by installing one of the following browser extensions, and as long as such browser extensions or apps, including Privacy Badger, DuckDuckGo, Ghostery or uBlock Origin, and similar, are enabled to block third-party cookies/trackers,
Platform opt-outs. The following advertising partners have opt-out features that allow you to opt-out of the use of your information for interest-based advertising:
Google
Bing
Advertising industry opt-out tools. You can also use these opt-out options to limit use of your information for interest-based advertising by participating companies:
Digital Advertising Alliance
Network Advertising Initiative
Please note that because these opt-out mechanisms are device or browser specific, you will need to opt out on every browser and device that you use.
Do Not Track. Some browsers offer a “Do Not Track” feature that tells sites and services that you don’t want to be tracked. Because there is not yet an industry standard for how companies should respond to “Do Not Track” signals, we do not respond to “Do Not Track” signals by default. We wait for industry work to be completed so we can take a uniform industry response. To find out more about “Do Not Track,” visit allaboutdnt.com. Authorize.net
Our Services utilise Authorize.net to process payments. Our related terms and privacy practices regarding your payment information and transactions are subject to Authorize.net’s terms and privacy policies. Authorize.net retains your payment information
To find out more please visit Authorize.net’s terms of service here, and privacy policy here.
Other websites, mobile applications, and services
Our Services may contain links to other websites, mobile applications, and other online services operated by third parties. These links are not an endorsement of, or representation that we are affiliated with, any third party. In addition, our content may be included on web pages or in mobile applications or online services that are not associated with us. We cannot control third party website, mobile application or online service and are not responsible for the actions of such third party websites, mobile applications or online services. Other websites and services have different policies about collecting, using, and distributing your personal information. Please read other applicable websites’, mobile applications’, and online services’ privacy policies.
Security Practices
We use reasonable organizational, technical and administrative measures to protect against unauthorized access, misuse, loss, disclosure, alteration and destruction of the personal information that we store. The Internet cannot be guaranteed as completely secure and thus, notwithstanding our precautions regarding your personal information, we cannot guarantee the security of your personal information.
Children
Our Services are not intended for and are not designed for use by children under 13 years of age. If we become aware that we have collected personal information from a child under 13 without the consent of the child’s parent or guardian as required by law, we will delete it.
International users
By using our Services, you agree and acknowledge that your personal information will be transferred from your location to facilities and servers in the United States of America of StockNews service providers.
Amendments to this Privacy Policy
This Privacy Policy may be modified at any time. We’ll post any modifications to this Privacy Policy and make the new version available to you. Additionally, we will notify you, either through the Services or by email (only in those instances where we are permitted to send you emails), of any material changes to this Privacy Policy or our practices with respect to information previously collected from you through the Services.
These Terms will come into effect upon our posting new terms and/or upon implementing new changes to our Services (or as otherwise indicated at the time of posting).
Contacting Us
If you have any questions or comments regarding this Policy or our privacy practices, please feel free to contact us at [email protected]
You can also send mail to:
StockNews.com
1 Penn Plaza, Suite 3910
New York, NY 10119
Additional information for California residents
This section applies only to California residents. For purposes of this section, “personal information” has the meaning given in the California Consumer Privacy Act of 2018 (“CCPA”) but does not include information exempted from the scope of the CCPA.
Your California privacy rights. The CCPA grants individuals whose information is governed by the CCPA the following rights:
Information. You have the right to ask for information regarding how we have collected and used your personal information over the past 12 months. We disclose information to California residents without requiring such a request by including it in this Privacy Notice.
Access. You may also ask for a copy of the personal information we have collected about you over the last 12 months.
Deletion. You can ask us to delete the personal information that we have collected from you.
Opt out of sale of your personal information. We do not sell personal information. Like many businesses, we use services that display interest-based ads to users around the web. We offer instructions on how to limit online tracking in the “Online tracking opt out” section above.
You have the rights described above free from all forms of discrimination.
Note that CCPA limits these rights by, for example, prohibiting us from including certain sensitive information in response to an access request, as well as limiting the circumstances in which we must comply with a deletion request. If we deny your request, we will notify you of the denial.
Use it for other purposes: We may use your personal information for reasons not described in this Privacy Policy where permitted by law and the reason is compatible with the purpose for which we collected it. If we need to use your personal information for an unrelated purpose, we will notify you and explain the applicable legal basis.
Sensitive personal information. We also request you not to provide us with any sensitive personal information, like racial or ethnic origin, political opinions, religion or other beliefs, health, biometrics or genetic characteristics, criminal background, or trade union membership. If you give us any sensitive personal information when you use our Services, you must consent to our processing and using of such sensitive personal information in accordance with this Privacy Policy. If you do not agree to our processing and using such sensitive personal information, you should not provide such sensitive personal information through our Services.
Retention. We retain personal information for a period of time that will depend on the purpose for which the information was collected, including, where necessary, in order to meet our legal, accounting, or reporting obligations, to establish or defend legal claims or in furtherance of fraud prevention objectives. Personal data should be held for such periods as are reasonably necessary to achieve the relevant purposes for which the information is being processed or retained and taking into account the amount, nature, and sensitivity of the personal information and any potential risks of and harm from unauthorized use or disclosure of your personal data, the purposes for which we process or retain your personal data and whether and when those purposes can be satisfied by other means, and in light of applicable legal requirements.
Cross-border data transfer: Where we transfer your personal information from Europe to another country which requires us to make appropriate safeguards, we will do so. Please contact us for further information regarding any such transfers or the specific safeguards applied.
Your rights. The Data Protection Laws in Europe may grant certain rights to you in regards to your personal information. Located in Europe, you have the right to request actions regarding personal information we hold regarding you as follows:
Access. Inform you of what we are doing with your personal information and give you access to your personal information.
Correct. Update or correct inaccuracies in your personal information.
Erase. Delete personal information concerning you.
Transfer. Receive a machine-readable copy of your personal information in another format, which should be transferred to you or to a third party chosen by you.
Restrict. Restrict any other processing of your personal information.
Object. Raise objection to our reliance on our legitimate interests as the basis of our processing of your personal information that affects your rights.
Such requests could be sent to [email protected] and utilize our postal address listed herein. We will ask only for information necessary to confirm your identity and request. Applicable law may require or permit us to deny your request. If we deny your request, we will tell you why, except where an exception applies under applicable law, which may include in certain cases professional secrecy obligations. If you would like to lodge a complaint about our processing of your personal information or our response to your requests related to your personal information, you can contact us or file a complaint with the data protection regulator in your jurisdiction.